Lending Services

North Atlanta Bank offers consumer loans for all your personal financial needs, from installment loans to mortgages. Our personal loan officers work directly with you, quickly and professionally, to structure the best loan for your circumstances.

Installment Loans

  • Borrow a set amount
  • Make the same payment each period, typically monthly
  • Reduced rates available to NAB deposit customers
    • If loan payments debited automatically from account

Revolving Credit Line

  • Works like a checking account in reverse
  • Maximum borrowing amount set
  • You write checks drawn on the line of credit
  • Outstanding balance determines monthly payment

Overdraft Protection

  • Your line of credit can be linked to your checking account
    • Becomes an automatic source of funds to avoid overdrafts
    • No more overdraft charges

Home Equity Line of Credit

  • Works like a line of credit, with 2 distinct advantages:
    • Lower interest rate because loan secured by equity in your home
    • Interest is tax-deductible under most circumstances*
  • You write checks drawn on the line of credit
  • Flexible repayment arrangements apply

*Consult your tax advisor about deductibility of HELOC interest.

© Copyright 2008-2009 North Atlanta Bank a division of Shinhan Bank America
Privacy and Security