Investment
Accounts |
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Get into the habit, and
start saving today. Saving for the future or for a special purchase
is an important part of your financial planning. A financial rule
of thumb indicates that you should maintain an amount equal to at
least six month's income in cash reserves for life's surprises. North
Atlanta National Bank offers several options to assist you in reaching
financial goals.
Savings
Account
You
don't need a lot of money to open a Savings account. This account
pays a competitive interest rate and allows for up to three withdrawals
per month with no transaction charges. You can let your savings
account pull double duty. North Atlanta Bank customers who maintain
at least $1,000 in their savings account are entitled to receive
a service charge free Basic Checking Account.
Money
Market Account
Our Money Market account offers high
interest rates and maximum access to your investment dollars. We
pay a competitive rate of interest and as your balance grows, the
interest rate increases. This account allows for limited check writing.
Short-Term
Parking
The Short-Term Parking account pays our
highest rate of interest, while also allowing you instant access
to your funds. The rate is indexed to the Bank's Prime Rate assuring
that you take advantage of changes in market rates along with the
bank. The account is designed for higher balances and infrequent
withdrawals.
Certificates
of Deposit
Certificates of Deposit allow you to invest funds
for a specific period of time, such as three months, one year, three
years, or more. Since certificates of deposit are not as liquid
as other investment accounts, they typically pay the highest interest
rate. Certificates of Deposit from North Atlanta National Bank are
available for maturities ranging from 7 days to five years.
Automatic
Transfers & Combined Statements
North Atlanta National Bank can set up
regular monthly transfers into your savings and investment accounts
from your checking account. There is no better way to provide for
the discipline needed to establish a savings program. If you desire,
you may receive one joint statement reflecting the activity in multiple
accounts.
IRA
(Individual Retirement Account)
An IRA is considered to be one of the most important
tools when planning for retirement. Our IRA interest rates are guaranteed
for their term. North Atlanta National Bank offers both traditional
and Roth IRA's.
Disclosure
Please request a Disclosure Statement describing
all fees, methods for calculating interest, or limits regarding
accounts at North Atlanta National Bank.
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